These Terms and Conditions ("Agreement") govern your access to and use of the services provided by Excerce Finance Ltd ("Excerce", "we", "us", or "our"), a company registered in England and Wales, including our automated trading platform, backtesting and strategy simulation tools, portfolio analytics, and related subscription services (collectively, the "Services"). By registering for an account or using any part of the Services, you agree to be bound by this Agreement in full. If you do not agree with any part of this Agreement, you must not use the Services. We may amend this Agreement at any time by posting a revised version on our website at https://www.excerce.finance. The revised terms will take effect upon posting. We will notify you of material changes by email to the address associated with your account. Your continued use of the Services after any amendment constitutes your acceptance of the updated Agreement. This Agreement should be read alongside our Privacy Policy and Cookie Policy, which are incorporated herein by reference.
To use the Services, you must be at least 18 years of age and have the legal capacity to enter into a binding agreement under the laws of your jurisdiction. By creating an account, you represent and warrant that you meet these requirements. The Services are intended for personal or professional use by individual account holders. You may not create an account on behalf of another person without their express written authorisation. Excerce reserves the right to refuse registration or terminate any account at its sole discretion.
To access the Services, you must register for an account by providing accurate, current, and complete information, including your name and email address. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately at support@excerce.finance if you suspect any unauthorised access to or use of your account. Excerce will not be liable for any loss or damage arising from your failure to protect your account credentials. You may not transfer your account to any other person. You are responsible for ensuring that all information associated with your account remains accurate and up to date.
Excerce provides the following Services: (i) Automated Trading Bot: a software tool that connects to a user's own third-party broker account via API and executes trading strategies on the user's behalf, based on parameters configured by the user; (ii) Backtesting and Strategy Simulation: tools that allow users to test trading strategies against historical market data to evaluate potential performance; (iii) Portfolio Analytics and Reporting: tools that display information about trading activity and portfolio performance drawn from the user's connected broker account; and (iv) Subscription Access: access to the above Services on a subscription basis, subject to the fees and plan terms set out at https://www.excerce.finance/pricing. Excerce does not hold, custody, or control user funds at any time. All trading activity is executed through the user's own broker account. Excerce acts solely as a technology provider.
The Services are provided for informational, analytical, and automation purposes only. Nothing on the Excerce platform, including but not limited to strategy templates, backtesting results, analytics reports, performance data, or any communications from Excerce or its employees, constitutes investment advice, financial advice, trading advice, tax advice, or legal advice of any kind. Backtesting results and simulations are based on historical data and are provided for illustrative purposes only. Past performance is not indicative of future results, and simulated results do not reflect actual trading. Excerce does not recommend any particular trading strategy, asset, position size, or course of action. All decisions made in connection with trading or investment activity are solely your own. You should seek independent professional advice before making any financial decision. Excerce is not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory authority in connection with the provision of investment advice.
Trading in financial markets involves significant risk. You may lose some or all of the funds held in your broker account. Excerce does not guarantee any specific outcome, profit, or level of performance from the use of the Services. You acknowledge and accept that: (i) automated trading strategies may result in financial losses; (ii) backtesting results may not reflect live market conditions and are not a guarantee of future performance; (iii) technical failures, connectivity issues, broker API errors, latency, or market conditions outside Excerce's control may affect the execution of trades; and (iv) you are solely responsible for configuring, monitoring, and managing any automated trading strategy you deploy through the Services. To the fullest extent permitted by applicable law, Excerce shall not be liable for any trading losses, loss of profits, loss of data, indirect, incidental, special, consequential, or punitive damages arising from or in connection with your use of the Services, regardless of whether such losses were foreseeable or whether Excerce was advised of the possibility of such losses. Nothing in this Agreement excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.
The Services require you to connect your own third-party broker account via API. You are solely responsible for: (i) creating and managing your broker account and complying with your broker's terms and conditions; (ii) the security and management of any API keys or credentials you provide to Excerce; and (iii) any fees, charges, or consequences arising from trading activity executed through your broker account. Excerce does not hold, access, withdraw, or transfer funds from your broker account. We access your broker account solely for the purposes of executing automated trades and retrieving portfolio data as authorised by you. You may revoke API access at any time by disconnecting your broker account from the Excerce platform or by revoking the API key directly with your broker. Excerce is not affiliated with and does not endorse any particular broker. Excerce is not responsible for any act, omission, failure, or insolvency of any third-party broker.
Access to certain features of the Services is provided on a subscription basis. The subscription plans, pricing, and billing cycles are set out at https://www.excerce.finance/pricing. By subscribing, you authorise Excerce to charge the applicable fees to your payment method on a recurring basis in accordance with your selected plan. All fees are stated inclusive or exclusive of VAT as indicated at the point of purchase. Fees are non-refundable except as required by law or as otherwise stated in our refund policy. Excerce reserves the right to change subscription pricing at any time. We will provide at least 30 days' notice of any price increase by email before the change takes effect. If you do not cancel your subscription prior to the effective date of the price increase, your continued use of the Services will constitute your acceptance of the new pricing. You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing period, and you will retain access to the Services until that date.
You agree to use the Services only for lawful purposes and in accordance with this Agreement. You must not: (i) use the Services to engage in any activity that violates applicable laws or regulations, including market manipulation, insider trading, or any other prohibited trading practice; (ii) attempt to reverse engineer, decompile, disassemble, or otherwise derive the source code of any part of the Services; (iii) use the Services in any way that could damage, disable, overburden, or impair the platform or interfere with other users' access; (iv) share, resell, or sublicense access to the Services without prior written consent from Excerce; or (v) use automated tools to scrape, extract, or harvest data from the platform other than through the authorised API. Excerce reserves the right to suspend or terminate your account without notice if it reasonably believes you have violated this clause.
Excerce will endeavour to make the Services available at all times. However, we do not guarantee uninterrupted, error-free, or secure access to the Services. The Services may be temporarily unavailable due to scheduled or unscheduled maintenance, technical issues, third-party service failures, or circumstances beyond our control. Excerce shall not be liable for any loss or damage arising from service unavailability, delays, or interruptions. It is your responsibility to monitor the status of active trading strategies and to take appropriate action if the Services become unavailable. We recommend that you do not rely solely on the automated trading functionality without maintaining appropriate oversight of your broker account.
All intellectual property rights in the Services, including but not limited to software, algorithms, user interface, design, trademarks, logos, and content, are owned by or licensed to Excerce Finance Ltd. Nothing in this Agreement grants you any ownership rights in the Services or any part thereof. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Services for your own personal or professional use, subject to this Agreement. You retain ownership of any trading strategies, parameters, or configurations you create using the Services. By uploading or submitting any content or data to the platform, you grant Excerce a limited, non-exclusive licence to use such content solely for the purpose of providing the Services to you.
You may close your account at any time by contacting us at support@excerce.finance or through your account settings. Upon closure, your access to the Services will cease and any active automated trading strategies will be deactivated. Excerce reserves the right to suspend or terminate your account, with or without notice, if: (i) you breach any provision of this Agreement; (ii) we are required to do so by law or a regulatory authority; (iii) we reasonably suspect fraudulent, abusive, or unlawful activity associated with your account; or (iv) we discontinue or substantially change the Services. Upon termination, your licence to use the Services will immediately cease. Provisions of this Agreement that by their nature should survive termination shall continue in full force and effect, including Sections 4, 5, 10, 12, and 13.
This Agreement and any dispute or claim arising out of or in connection with it (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales. You agree that the courts of England and Wales shall have exclusive jurisdiction to resolve any dispute arising out of or in connection with this Agreement, except where you are a consumer and applicable law requires otherwise. Before initiating any formal proceedings, you agree to contact us at legal@excerce.finance and attempt to resolve any dispute informally within 30 days.
Entire Agreement: this Agreement, together with the Privacy Policy and Cookie Policy, constitutes the entire agreement between you and Excerce with respect to the Services and supersedes all prior agreements, representations, and understandings. Severability: if any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. Waiver: our failure to enforce any right or provision of this Agreement will not constitute a waiver of that right or provision. No Assignment: you may not assign or transfer your rights or obligations under this Agreement without our prior written consent. Excerce may assign this Agreement without restriction. Notices: we will send notices to the email address associated with your account. You are responsible for keeping your contact information current. Contact: for any questions regarding this Agreement, please contact us at legal@excerce.finance or by post at Excerce Finance Ltd, Halsbury House, 38 Chancery Lane, Holborn, London, WC2A 1EN.